Plinth — Quick Underwriter

Identity

Nickname / label Address summary Property class Property type Appreciation (yr 1)

Dollars or % of value.

Seller motivation

Required. How far this seller will go to make a deal. High = more motivated.

Motivation note

Price & income

Asking / value Date of value NOI annual Date of NOI

Direct NOI for speed. Full income build-up happens after promote. Decision-grade math — not accounting pennies.

Financing

All-cash

On = hide loan inputs; leverage metrics N/A.

LTV %

Loan = asking value × LTV.

Loan amount

Derived from value × LTV.

Interest rate % Rate type Amortization Payment (monthly)

Auto from loan, rate, and amort.

Equity in / down

Derived as value − loan.

Live underwrite

Asset facts left · decision math right

Equity required

—

Cash in · value − loan

Cap rate

—

NOI ÷ value · yield on whole price (equity-slice lens)

Loan amount

—

Debt used · financed slice of the purchase

Leverage spread

—

Cap − loan rate · ROI lens on the loan dollars

Cash flow (yr)

—

NOI − debt service

Cash-on-cash

—

CF ÷ equity in

Debt service (yr)

—

From payment / amort

DSCR

—

NOI ÷ annual debt service

Monthly payment

—

P&I · auto from LTV, rate, amort

LTV

—

Entered LTV · financed share of asking value

First Year Total Return

Annual Cashflow NOI − debt service

—

Appreciation Entered yr-1 value gain

—

First Year Debt Paydown Principal retired in months 1–12

—

Total First Year Return Total Return On Equity

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